Current accounts Best Buys table

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Best buys table for Current/cheque Accounts

Provider / Broker Product Gross AER % - £1,000 Interest payment frequency Minimum monthly credit (£) Monthly charge (£) Authorised overdraft APR/EAR % Unauthorised overdraft APR/EAR %
Santander Preferred Current Account 5% monthly £1,000 £0 na na
Bank of Scotland Under 19s Account 2.5% quarterly None £0 na na
Lloyds TSB Under 19s Account 2.5% quarterly None £0 na na
Halifax Cardcash (Youth) 1.51% monthly None £0 na na
Coventry Building Society Coventry First 1.1% monthly £1,000 £0 na na
Northern Bank (NI) Northern 24/7 .25% monthly None £0 9.37% 20.5%
Smile Current Account .12% monthly None £0 na 15.9%
Bank of Ireland (NI) Clear Account - Level 3 .1% annually None £0 ul ul
Citibank Citigold Current Account .1% monthly £5,000 £0 9.9% 29.8%
Cumberland Plus .1% annually £750 £0 9.99% 9.99%
AER - Annual Equivalent Rate
O/D - Overdraft

na - not applicable
ns - not stated
ul - unlimited

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