This table features the top ten current accounts on a balance of £1,000, therefore indicating the most competitive rates available at this level. This table excludes any 'existing customer only' accounts
| Provider |
Product |
Gross AER % - £1,000 |
Interest payment frequency |
Minimum monthly credit (£) |
Monthly charge (£) |
Authorised overdraft APR/EAR % |
Unauthorised overdraft APR/EAR % |
|
Alliance & Leicester
|
Premier 21
|
10%
|
monthly
|
None
|
na
|
na
|
na
|
|
Alliance & Leicester
|
Premier 50 Current Account
|
8.5%
|
monthly
|
None
|
10%
|
na
|
na
|
|
Alliance & Leicester
|
Premier Direct Current Account
|
8.5%
|
monthly
|
£500
|
na
|
na
|
na
|
|
Abbey
|
Abbey Current Account Preferred In-Credit Rate
|
8%
|
monthly
|
£1,000
|
na
|
19.9%
|
28.7%
|
|
Abbey
|
Abbey Preferred In-Credit Rate Transfer Offer
|
8%
|
monthly
|
£1,000
|
na
|
19.9%
|
28.7%
|
|
HSBC
|
Bank Account Plus
|
8%
|
monthly
|
None
|
12.95%
|
16.1%
|
16.1%
|
|
Lloyds TSB
|
Classic Plus Current Account 1,000+
|
6%
|
annually
|
£1,000
|
na
|
18.9%
|
18.9%
|
|
Lloyds TSB
|
Gold Service Plus Current Account 1,000+
|
6%
|
annually
|
£1,000
|
12%
|
16.8%
|
16.8%
|
|
Lloyds TSB
|
Platinum Plus Current Account 1,000+
|
6%
|
annually
|
£1,000
|
17%
|
10.4%
|
10.4%
|
|
Lloyds TSB
|
Premier Plus Current Account
|
6%
|
annually
|
£1,000
|
25%
|
10.4%
|
10.4%
|