UK Credit Cards Top 10

1. Virgin Credit Card

• 0% on balance transfers for 20 months. Rate applies to transfers made in the first 60 days. Handling fee of 2.99% applies.
• 0% on card purchases for 3 months

Representative example: 16.8% p.a. (variable) on card purchases.

• This is equivalent to 16.8% APR representative (variable) based on credit limit of £1,200

2. Vanquis Card

The Vanquis Visa Card is available to people who have had CCJs (now cleared) or credit problems in the past with a credit limit designed to suit your personal needs.

3. Halifax All in One Credit Card

• 0% for the first 15 months on balance transfers (3% fee).
• 0% for the first 15 months on purchases with your Halifax All In One Credit Card - helping you spread the cost of your purchases.

Representative example: 17.9% APR representative variable

• Purchase Rate 17.95% PA
• Assumed Borrowing of £1,200.

4. Natwest Platinum Credit Card

• 0% on balance transfers for 20 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account.
• 0% on purchases for 6 months from account opening)
• Thereafter the standard annual rate for balance transfers and purchases will be 17.95% p.a. (variable).

5. Barclaycard Initial

Amazing things happen in May

0% interest on purchases for 3 months

Enjoy a credit limit of up to £2,000 (minimum £250).

Representative example: 29.9% APR representative variable.

• 29.9% APR variable on purchases
• Assumed Borrowing of £1,200.