This table features the top ten Fixed Rate Mortgages with an LTV of 90% or more. Only product which are available for House Purchases, Remortgages and First Time Buyers are included. These products do not have any restrictions and are available to the general public
| Provider / Broker |
Product |
Initial rate payable % |
APR repayment % |
Final rate payable % |
Final rate type |
Early repayment charge |
Maximum fee (£) |
Flexible option |
Interest rest period |
|
HSBC
|
5yr 4.79% Fixed LTV 90% Special Direct
|
4.79%
|
4.5%
|
3.94%
|
vr
|
5/4/3/2/1%
|
na
|
no
|
daily
|
|
Leeds Building Society
|
5yr 4.94% Fixed LTV 90% Direct
|
4.94%
|
5.8%
|
5.69%
|
vr
|
5/5/4/3/2%
|
na
|
no
|
annually
|
|
Nottingham Building Society
|
5yr 4.94% Fixed LTV 90% Direct
|
4.94%
|
5.9%
|
6.14%
|
vr
|
6 months
|
na
|
no
|
daily
|
|
First Direct
|
5yr 4.99% Fixed LTV 90% Direct Fee Free
|
4.99%
|
4.3%
|
3.69%
|
vr
|
3/2/2/2/2%
|
na
|
no
|
daily
|
|
Yorkshire Building Society
|
Flexi 5yr 4.99% Fixed LTV 90% Branch
|
4.99%
|
5.2%
|
4.99%
|
vr
|
5/5/5/4/3%
|
na
|
yes
|
daily
|
|
Britannia
|
Flexible 5yr 5.09% Fixed LTV 90% Option 1 Direct
|
5.09%
|
5.2%
|
4.74%
|
vr
|
5/4/3/2/1%
|
na
|
yes
|
daily
|
|
Chelsea Building Society
|
5yr 5.09% Fixed LTV 90% Branch Only
|
5.09%
|
5.7%
|
5.79%
|
vr
|
5/5/5/4/3%
|
na
|
no
|
daily
|
|
The Co-operative Bank
|
Flexible 5yr 5.09% Fixed LTV 90% Direct
|
5.09%
|
5.2%
|
4.74%
|
vr
|
5/4/3/2/1%
|
na
|
yes
|
daily
|
|
Bank of Ireland (NI)
|
5yr 5.25% Fixed BBR LTV 90% Direct
|
5.25%
|
5%
|
4.49%
|
bbr
|
5%
|
na
|
no
|
daily
|
|
Norwich & Peterborough B.Soc.
|
5yr 5.29% Fixed LTV 90% Direct
|
5.29%
|
5.3%
|
4.99%
|
vr
|
5/5/5/4/3%
|
na
|
yes
|
daily
|