This table features the top ten Standard Rate Mortgages with an LTV of 100% or more. Only products which are available for House Purchases, Remortgages and First Time Buyers are included. These products do not have any restrictions are and available to the general public
| Provider / Broker |
Product |
Initial rate payable % |
APR repayment % |
Final rate payable % |
Final rate type |
Early repayment charge |
Maximum fee (£) |
Flexible option |
Interest rest period |
|
Bank of China (UK) Ltd
|
Lifetime BBR + 2.30% LTV 80% Direct
|
2.8%
|
2.9%
|
na
|
na
|
1%
|
na
|
no
|
daily
|
|
Northern Bank Ltd
|
BBR + 2.69% Tracker LTV 80% Direct
|
3.19%
|
3.4%
|
na
|
na
|
na
|
na
|
yes
|
daily
|
|
Yorkshire Building Society
|
2yr BBR + 2.69% Tracker LTV 85% Direct
|
3.19%
|
4.8%
|
4.99%
|
vr
|
2%
|
na
|
yes
|
daily
|
|
Bank of Ireland (NI)
|
2yr BBR + 2.75% Tracker LTV 80% Direct
|
3.25%
|
4.4%
|
4.49%
|
bbr
|
3%
|
na
|
yes
|
daily
|
|
HSBC
|
Lifetime BBR + 2.79% LTV 80% Direct
|
3.29%
|
3.4%
|
na
|
na
|
na
|
na
|
yes
|
daily
|
|
ING Direct
|
2yr BBR + 2.79% Tracker LTV 80%
|
3.29%
|
3.6%
|
3.5%
|
vr
|
1.3/0.8%
|
na
|
yes
|
daily
|
|
Norwich & Peterborough B.Soc.
|
2yr BBR + 2.84% LTV 85% Direct Only
|
3.34%
|
4.8%
|
4.99%
|
vr
|
2%
|
na
|
yes
|
daily
|
|
Coventry Building Society
|
2yr BBR + 2.85% Tracker LTV 80% Offset
|
3.35%
|
4.6%
|
4.74%
|
vr
|
3%
|
na
|
yes
|
daily
|
|
Chelsea Building Society
|
2yr BBR + 2.89% LTV 85% Direct
|
3.39%
|
5.5%
|
5.79%
|
vr
|
3%
|
na
|
no
|
daily
|
|
Barnsley
|
2yr BBR + 2.94% Tracker Direct LTV 85%
|
3.44%
|
4.9%
|
4.99%
|
vr
|
2%
|
na
|
yes
|
daily
|