This table features the top ten Standard Rate Mortgages with an LTV of 100% or more. Only products which are available for House Purchases, Remortgages and First Time Buyers are included. These products do not have any restrictions are and available to the general public
| Provider / Broker |
Product |
Initial rate payable % |
Interest rest period |
APR repayment % |
Final rate payable % |
Final rate type |
Early repayment charge |
Maximum fee (£) |
Flexible option |
|
Metro Bank
|
2yr BBR + 2.39% LTV 80%
|
2.89%
|
daily
|
4%
|
4%
|
vr
|
2/1%
|
na
|
no
|
|
Furness Building Society
|
2yr BBR + 2.45% LTV 80% Intermediary
|
2.95%
|
monthly
|
5.3%
|
5.44%
|
vr
|
3%
|
na
|
no
|
|
Newcastle Building Society
|
2yr BBR + 2.45% LTV 80% Direct
|
2.95%
|
daily
|
5.6%
|
5.99%
|
vr
|
na
|
na
|
no
|
|
Skipton Building Society
|
Flex 2yr BBR + 2.48% LTV 80%
|
2.98%
|
daily
|
5.4%
|
5.49%
|
vr
|
1%
|
na
|
yes
|
|
Coventry Building Society
|
Flexx Term LTV 80%
|
2.99%
|
daily
|
3.1%
|
na
|
na
|
na
|
na
|
yes
|
|
Danske Bank
|
Danske Re:pay LTV 85% > ?150k Direct
|
2.99%
|
daily
|
3.1%
|
na
|
na
|
na
|
na
|
yes
|
|
Woolwich (Barclays)
|
Openplan FM 2yr BBR + 2.49% LTV 80%
|
2.99%
|
daily
|
3.9%
|
3.89%
|
bbr
|
1%
|
na
|
yes
|
|
Platform
|
2yr BBR + 2.50% LTV 80% Semi Excl
|
3%
|
daily
|
ns
|
5.25%
|
bbr
|
2/1%
|
na
|
yes
|
|
Bank of China (UK) Ltd
|
Lifetime BBR + 2.68% LTV 80% Direct
|
3.18%
|
daily
|
3.3%
|
na
|
na
|
1%
|
na
|
no
|
|
Barnsley
|
2yr BBR + 2.89% LTV 85% Direct
|
3.39%
|
daily
|
4.8%
|
4.99%
|
vr
|
3%
|
na
|
yes
|