This table features the top ten regular savings accounts based on the Gross AER on savings of £50, therefore indicating the most competative rates available at this level. This table excludes any restricted availability or 'existing customer only' accounts.
| Provider |
Product |
Gross AER - £50 |
Interest payment frequency |
Bonus payment conditions |
Minimum monthly saving (£) |
Maximum monthly saving (£) |
Transactions at branch |
Minimum age |
|
First Direct
|
Regular Saver Ex/C
|
6%
|
maturity
|
na
|
£25
|
£300
|
no
|
18
|
|
HSBC
|
Regular Saver (Premier, Advance, Passport) Ex/C
|
6%
|
maturity
|
na
|
£25
|
£250
|
yes
|
16
|
|
M&S Bank
|
Monthly Saver
|
6%
|
maturity
|
na
|
£25
|
£250
|
yes
|
18
|
|
Norwich & Peterborough B.Soc.
|
Gold Savings Account Ex/C
|
5%
|
annually
|
na
|
£20
|
£250
|
yes
|
18
|
|
West Bromwich Building Society
|
Fixed Rate Regular Saver (Adult)
|
4.1%
|
annually
|
na
|
£10
|
£250
|
yes
|
17
|
|
Kent Reliance Banking Services
|
Regular Savings Account
|
4%
|
maturity
|
na
|
£25
|
£500
|
yes
|
|
|
Saffron Building Society
|
12 Month Fixed Rate Regular Saver (Issue 2)
|
4%
|
maturity
|
na
|
£10
|
£200
|
yes
|
|
|
Swansea
|
Regular Saver
|
4%
|
annually
|
na
|
£25
|
£500
|
yes
|
|
|
Ipswich Building Society
|
Smart Save
|
3.5%
|
annually
|
11 credits per a/c yr, 1 w/d per yr
|
£10
|
£500
|
yes
|
|
|
Bank of Scotland
|
Monthly Saver
|
3.25%
|
maturity
|
na
|
£25
|
£250
|
yes
|
16
|