This table features the top ten regular savings accounts based on the Gross AER on savings of £50, therefore indicating the most competative rates available at this level. This table excludes any restricted availability or 'existing customer only' accounts.
| Provider |
Product |
Gross AER - £50 |
Interest payment frequency |
Bonus payment conditions |
Minimum monthly saving (£) |
Maximum monthly saving (£) |
Transactions at branch |
Minimum age |
|
First Direct
|
Regular Saver Ex/C
|
8%
|
maturity
|
na
|
£25
|
£300
|
no
|
18
|
|
HSBC
|
Regular Saver (Premier, Advance, Passport) Ex/C
|
8%
|
maturity
|
na
|
£25
|
£250
|
yes
|
16
|
|
Norwich & Peterborough B.Soc.
|
E-Family Regular Saver Step 1
|
5%
|
annually
|
12 credits & 1 w/d p/a
|
£1
|
£250
|
no
|
16
|
|
Punjab National Bank (International) Ltd
|
5 Year Flexi Recurring Deposit
|
4.5%
|
half-yearly
|
na
|
£50
|
ul
|
yes
|
18
|
|
West Bromwich Building Society
|
Fixed Rate Regular Saver (Adult)
|
4.1%
|
annually
|
na
|
£10
|
£250
|
yes
|
17
|
|
Principality Building Society
|
Regular Saver Bond Issue 11
|
4%
|
maturity
|
na
|
£20
|
£500
|
yes
|
16
|
|
Saffron Building Society
|
12 Month Fixed Rate Regular Saver (Issue 2)
|
4%
|
maturity
|
na
|
£10
|
£200
|
yes
|
|
|
Swansea
|
Regular Saver
|
4%
|
annually
|
na
|
£25
|
£500
|
yes
|
|
|
Teachers Building Society
|
Regular Saver Issue 4
|
4%
|
annually
|
12 months intro bonus
|
£10
|
£250
|
no
|
16
|
|
Buckinghamshire Building Society
|
Chiltern Gold Builder Issue 2
|
3.5%
|
annually
|
na
|
£25
|
£250
|
yes
|
|